THE CREDIT CARD/DEBT TRAP
Credit card companies have been enticing — pleading — for you to charge up at 23% (some 28.99%) for years. How many "account balance" transfer offers have your received? How many new extensions of credit card debt have you gotten? Here's the trap: after you have established a decent payment history with a credit card company, they increase your credit limit. "Congratulations," they say. Here are some additional checks that are as good as money. Spend away. They will keep upping that credit limit until you can barely make the minimum payment. When this happens (and it happens to a lot more than you think), they own you.

If you pay only the minimum payment on your Mastercard or Visa, you'll be paying the minimum payments on that debt for 35 years or more. Is it any wonder people are stuck in this minimum payment trap? Don't feel any shame about taking back control, it is your right.

WHAT CREDIT CARD COMPANIES FEAR
The only thing the credit card companies fear is the United States Bankruptcy Code and a bankruptcy attorney. That is why they lobbied Congress to the tune of $25 million in so-called bankruptcy reform to get the bankruptcy laws changed to protect them from you. Fortunately, their efforts in 2001 failed. If you are considering bankruptcy, we offer an informative FREE consultation to help you come to terms with your financial future. We understand.

WE REPRESENT CREDIT CARD DEBTORS WHO ARE BEING SUED
Very few attorneys represent credit card debtors against their creditors. Bankruptcy is not required. Contact us today because deadlines are important.